Surest Capital Company · NMLS #2640412 · Business-Purpose Lending (213) 867-4223
Surest Capital Commercial Real Estate Finance Price my scenario →
Commercial Real Estate Finance

Private capital, priced to compete with the banks.

Get a loan built for your deal.

Non-bank financing for investment and commercial properties, including the licensed-care and special-purpose assets that don’t fit a standard program. Send the scenario — no application, no credit pull.

Investor Non-QM Multifamily Bridge Construction ALF & RCFE
Business purpose only. Investment and commercial property — not consumer-purpose or primary-residence transactions.

Tell us what you’re working on.

Property type, location, and the objective. That’s enough for us to tell you which capital sources fit and what terms are realistic.

  • No application and no credit pull at this stage
  • No upfront fees — we’re compensated at closing
  • A straight answer, including an honest no

Prefer to talk? (213) 867-4223 · Text us

NMLS #2640412
Business purpose only — not primary residences

An advisor is only as valuable as the doors they can open.

Most borrowers take their deal to one lender and accept whatever answer comes back. A bank says no and the transaction dies — not because the deal was weak, but because it was the wrong lender for it.

We work the other direction: read the asset, then place it with the capital source built for that scenario.

01
Access

Five channels, not one lender’s appetite.

A non-QM investor program qualifies on the asset instead of the borrower. Bridge capital prices against an exit. Construction funds against a schedule. Each has a box, and the difference between a closed deal and a dead one is usually knowing which box to approach first.

  • Investor non-QM — DSCR, bank statement, and P&L programs on 1–4 unit investment property
  • Multifamily — 5+ unit apartment assets, stabilized or in lease-up
  • Bridge — short-term capital structured around a defined exit
  • Construction — ground-up and heavy rehab, funded against a draw schedule
  • ALF and RCFE — licensed assisted living and residential care, underwritten on the property and the operation
02
Insight

Lenders decline on unanswered questions.

A file that anticipates the objections — the occupancy dip, the entity structure, the licensed use, the thin year on the returns — gets a different reading than one that leaves the underwriter guessing. Knowing what they’ll ask, and having the answer ready, is what gets you through the door.

  • Free consultation on any scenario, with a real assessment rather than a pitch
  • No upfront fees — we’re compensated at closing, which aligns our interest with yours
  • Honest declines when a deal doesn’t fit, with the reasoning behind it
  • Market intelligence drawn from a network across commercial real estate and adjacent disciplines
03
Specialty

The assets that fall between the desks.

A licensed care facility is a business operating inside real estate. Residential underwriting misses the operation; commercial underwriting sees a house. The file bounces between desks until it dies, or the borrower takes hard money to close. Those are the deals we go after.

  • ALF and RCFE financing — licensed assisted living and residential care facilities, national coverage
  • Mixed-use and special purpose — property that doesn’t fit a standardized program
  • Unconventional income — operating businesses, licensed operations, non-traditional rental structures
  • Previously declined files — often a category problem rather than a credit problem
See ALF & RCFE financing →
Process

Send the deal. Get an answer.

Property type, location, loan amount, and what you’re trying to accomplish. We come back with which capital sources fit, what terms are realistic, and what the timeline looks like.

  • Which channels your deal actually fits
  • Realistic terms, not best-case marketing
  • An honest read on the timeline
  • A clear no when it’s a no
Price My Scenario

Or call (213) 867-4223

Clients

What investors and brokers say.

“Surest Capital delivered exactly what they promised — results.”

Keith Gordon, NCV Capital Partners

“The bottom line is, they will do the right thing for the client.”

Mike Keuhn, Real Estate Investor

“Knowledgeable, and they make it easy to get deals done.”

Robert Simpson, RMS Real Estate

Have deal flow and need execution behind it? We work with producing commercial real estate professionals who need capital markets execution and lender access behind them.

For originators →