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Agency Multifamily
Among the largest sources of multifamily capital in the country. Long amortization, non-recourse structures, and pricing a bank generally can't match. Process is documentation-heavy.
Explore agencyAgency, bank, non-QM, bridge, CMBS, life company, and the specialty assets other lenders can't categorize. One advisor, every channel.
An advisor is only as valuable as the doors they can open.
Most borrowers take their deal to one lender and accept whatever answer comes back. A bank says no and the transaction dies — not because the deal was weak, but because it was the wrong lender for it. We work the other direction: read the asset, then place it with the capital source built for that scenario.
Agency debt prices differently than a portfolio bank. CMBS answers to the bond market. A non-QM investor program qualifies on the asset instead of the borrower. Each has a box, and the difference between a closed deal and a dead one is usually knowing which box to approach first.
Lenders decline on unanswered questions. A file that anticipates the objections — the occupancy dip, the entity structure, the licensed use, the thin year on the returns — gets a different reading than one that leaves the underwriter guessing. Knowing what they'll ask, and having the answer ready, is what gets you through the door.
A licensed care facility is a business operating inside real estate. Residential underwriting misses the operation; commercial underwriting sees a house. The file bounces between desks until it dies, or the borrower takes hard money to close. Those are the deals we go after.
Six lending channels, each suited to a different asset, leverage point, and timeline.
Among the largest sources of multifamily capital in the country. Long amortization, non-recourse structures, and pricing a bank generally can't match. Process is documentation-heavy.
Explore agencyBalance-sheet lenders with flexibility securitized programs don't have. Local market knowledge matters, relationships matter, recourse is common.
Explore bank lendingDSCR, bank statement, and P&L programs for 1–4 unit investment property. Qualify on the asset's cash flow rather than tax returns.
Compare programsCapital to acquire, reposition, or build. Structured around the takeout — used without a defined exit, bridge debt becomes the problem it was meant to solve.
Find bridge capitalSecuritized and insurance-company debt for stabilized commercial assets. Non-recourse, long fixed terms, pricing driven by capital markets.
See CMBS optionsLicensed assisted living and residential care facilities. Purchase, refinance, and cash-out — nationwide, with RCFE financing available in California.
See the programProperty type, location, loan amount, and what you're trying to accomplish. No application, no credit pull, no obligation. We come back with which capital sources fit, what terms are realistic, and what the timeline looks like.
Property type, location, loan amount, and the objective. That's enough for us to tell you which capital sources fit and what terms are realistic.
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“Surest Capital delivered exactly what they promised — results.”Keith Gordon, NCV Capital Partners
“The bottom line is, they will do the right thing for the client.”Mike Keuhn, Real Estate Investor
“Knowledgeable, and they make it easy to get deals done.”Robert Simpson, RMS Real Estate
We work with producing commercial real estate professionals who need capital markets execution and lender access behind them. If you have transactions and want a partner to close them, let's talk.