Purchase, rate-and-term refinance, and cash-out for licensed assisted living and residential care facilities. Nationwide, with RCFE financing available in California.
See the program overview →One page with all the numbers — pricing, loan-to-value, and what it takes to qualify. Tell us about the property and we'll send it over, plus a straight answer on whether it works.
No obligation. We'll send the overview and follow up only if you'd like us to.
Every care facility operator has heard “it doesn’t fit our guidelines.” Almost nobody gets told what that means.
A licensed facility operating out of a 4-unit building reaches an underwriter's desk, and the classification fails. Residential? The address says yes. Rental? There's no lease. Commercial? It's a house.
So the file stalls and dies. Not because the deal is bad. Because it has no box.
Meanwhile the facility is licensed, occupied, operator-managed, and producing steady revenue. On fundamentals it's stronger than plenty of what moves through conventional underwriting without a second look.
That's a category problem, not a credit problem. And it's the reason specialty financing exists for this asset class.
Licensed assisted living and residential care facilities, nationwide.
Buy the licensed facility you currently run — including the one you're leasing right now.
Get out of hard money or a short-term loan and into permanent financing. No balloon waiting for you.
Pull equity out of a facility that’s running well to remodel, add beds, or buy the next one.
You don't have to run the facility to finance it — and running it doesn't disqualify you either.
All the numbers — pricing, loan-to-value, and what it takes to qualify — are in the overview.
Address, unit count, license status, and whether it's a purchase or a refinance. That's enough for a straight answer on whether it's placeable.